How to Register a Lulu Payroll Card Online

Introduction

Employees and employers alike need to be able to pay salaries quickly, securely, and reliably in today’s fast-paced economy. LuLu International Exchange’s Lulu Payroll Card is a digital tool that simplifies and makes transparent the salary payment process, especially for those employees who do not have traditional bank accounts.

The system is part of the UAE Wage Protection System, which ensures that workers are paid on time and safely. This guide will walk you through the steps to activate a Lulu payroll card online. We’ll also cover common problems and troubleshooting.

What is the Lulu Payroll card?

Lulu Exchange offers prepaid cards that allow companies to electronically pay employees. This card allows employees to access funds without having to receive their salaries in cash. It works just like a debit card.

This card forms part of the MyPay Payroll Program of LuLu Exchange and is aligned to the WPS regulations of the Central Bank of the UAE.

Employees can register for:

• Cash withdrawals from ATMs
  
• Shop at your local store..
  
• You can check your balance at any time via the Lulu Money A..pp.
  
• Instant salary notification

The system provides transparency, safety, and compliance for companies as well as their employees.

Lulu Payroll card: Benefits

Lulu’s Payroll Card offers more than just salary payments — it is a solution for financial access. Why do thousands of employees and businesses prefer it?

1. Instant Access to Salary

The amount of your pay is automatically credited to your LuluPayroll Card as soon as it has been processed by your employer. It can be withdrawn immediately at ATMs or used to make payments.

2. You don’t need a bank account

Employees without a bank account will find the card ideal. The card is loaded with salaries, which ensures the financial inclusion of all employees.

3. 24 Hour Access to Balance and Check

You can use the Lulu Money App to check your balance, view transaction history, and track any salary deposit.

4. All Over the UAE

Lulu Payroll Cards can be used in the UAE to make purchases, withdraw cash from ATMs, and conduct online transactions.

5. Safety and Regulation

Payroll cards are designed according to WPS standards, which ensures that payments comply with UAE labor law and Central Bank supervision.

6. Simple Replacement and Support

You can request a new card if yours is damaged or lost by contacting LuLu Exchange or their customer service.

How to Register a Lulu Payroll Card Online

Documents Required for Registration

Both employers and employees need to prepare certain documents before registering online.

Employers:

• Valid Trade License
  
• Establishment Card
  
• Authorized Signature ID/Passport Copy
  
• Completed Lulu Payroll Registration Form
  
• Registration of active WPS under the name of the company

Employers:

• Valid Emirates ID
  
• Passport Copy for Non-Residents
  
• Copy of visa (for expatriate employees)
  
• Email and mobile phone numbers are active.
  
• Evidence of Employment with a WPS Registered Company
  

The UAE wage protection regulations and KYC (Know Your Customer) require these details to be provided.

Related Blog :Lulu Balance Check (2025 Guide) Checking Lulu Card, Gift Cards, and Wallet Balance Online

How to register a Payroll Lulu Card online

If your company has enrolled in the Lulu Exchange payroll program, it is easy to register a Lulu Card. This process can be started online by both the employee and the employer.

Register as an employer with Lulu Exchange

To register for the payroll system, employers must first sign up with Lulu Exchange.

1. LuLu Exchange Payroll Services is available on the official LuLu Exchange page.
2. Complete the Company Registration form with your trade license number and contact information.
3. Please submit employee information via Excel as instructed by Lulu Payroll.
4. Lulu Exchange will activate payroll access once verified.

Once approved, employers can begin adding information about employees to payroll cards.

Step 2: Enrolling Employees

After the payroll account of the employer is activated, HR and payroll departments enroll employees into the Lulu payroll system.

1. The system will ask for the employee’s name, Emirates ID number, email address, and mobile phone.
2. Please upload scanned copies of your Emirates ID card and passport.
3. Confirm employee details before submission.
4. Lulu Exchange checks the data and then approves payroll cards.

Once the registration has been successful, employees will be notified via SMS or email.

Step 3: Delivery and Card Issue

Lulu Exchange will issue physical Lulu Payroll Cards to each employee after approval.

• The cards are either delivered directly to the LuLu Exchange office or can be picked up at your nearest branch.
• The WPS database links each card to an employee’s profile.
• With the card, you will find instructions on how to activate it.

Step 4: App Login Lulu payroll card

Activate your card after receiving it, and you can start accessing salary information.

How to activate the Lulu Payroll card online

• Lulu Money App Download
  • • Download through LuLu Money – Money Transfer
    • You can download the app from both the Google Play Store and the d the Apple App Store.
      
    • Download and install the App on your Mobile Phone.
      

• Register or Sign In
  

1. 1. • Please enter your mobile or email address.
        
      • Use the OTP received by SMS to verify your account.
        

• Connect Your Payroll Card
  

1. 1. • Choose “Link MyPaycard” or “Add MyPaycard.”
        
      • Please enter your Emirates ID and card number.
        
      • Confirm your details to sync the card with the application.

• You can now set your PIN code and password..
  

1. • Use a PIN to protect your ATM or card.
     
   • Create a password to log in for all future transactions.
     

Your Lulu Payroll card is now ready to use.

Step 5: Salary Crediting

Once your WPS account is activated, you can begin receiving your salary directly on your card.

Each month:

• Employer uploads the WPS file.
• Lulu Exchange follows Central Bank Guidelines when processing it.
  
• You will receive your salary directly on the Lulu Payroll Card.
  
• Instant SMS confirmation of the payment will be sent to you.
  

The card can be used to make online or in-store payments, as well as to withdraw money at any ATM.

What is a Lulu Payroll card?

You can use your Lulu payroll card to access a variety of financial services:

• You can withdraw cash from ATMs linked to Lulu Exchange or the major UAE banks at any time.
  
• You can check your balance immediately via the Lulu Money App.
  
• Shop Payments: You can use your debit card in any store or website that accepts them.
  
• Your account dashboard allows you to view previous transactions and salary history.
  
• You can change your PIN via the customer service line or app.
  

The card is a handy tool to manage daily financial requirements.

Common Registration and Login Issues

Even though the registration process is straightforward, users may occasionally face minor issues. Here’s how to resolve them:

For any unresolved issue, employees can contact the Lulu Exchange customer care or visit a nearby branch.

Lulu Payroll card security features

Lulu Payroll cards are equipped with advanced digital security to protect user accounts.

The following are the main security features:

• Two-factor authentication (2FA) is the verification of OTPs for logins and all transactions.
• Secure money transfers, salary payments, and access to your account.
  
• Each card must have a PIN.
  
• The Lulu Money App allows you to use either a fingerprint or a face ID as a biometric login.
  

Encourage your employees to:

• Do not share your PIN, O.T., T, or any other security code.
  
• Log out of public Wi-Fi.
  
• Update your app regularly to ensure that it is secure.

Lulu Payroll Customer Service

Lulu Exchange offers 24/7 assistance with card issues and registration.

Support channels:

• Website: www.luluexchange.com
  
• Phone: 6005 22204 (UAE)
  
• Email: info@luluexchange.com
  
• App chat: available through the Lulu Money App
  
• Branch Offices: For assistance, visit any LuLu Exchange office.

Support can assist with PIN resets and card replacements. They also help you to link your accountor ask about payroll.

Conclusion

Lulu’s Payroll Card offers a new way to manage salaries for both employees and employers. It simplifies everyone’s financial management with its easy registration online, secure transactions, and 24-hour accessibility via the Lulu Money App.

This guide will help you ensure a secure, smooth, and compliant payroll process.

FAQs: Lulu Payroll Card Registration

Q1. Can I register for a Lulu Payroll Card myself?

Registration is done by your employer through the WPS Payroll System.

Q2. How long is the registration process?

After all the documents have been submitted, it usually takes between 2-5 working days.

Q3. How can I find out my pay?

You can check your salary credit via the Lulu Money App or SMS notification.

Q4. What do I need to do if my card is lost?

Contact Lulu Customer Care or go to a Lulu branch immediately for a replacement card.

Q5. Can I use my payroll card abroad?

You can use your cards internationally, depending on the type of card you have and local regulations.

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