First Abu Dhabi Bank Finance

FAB ATM Balance Inquiry Guide 2026

FAB ATM Balance Check

Checking your account balance online at an ATM for First Abu Dhabi Bank customers is the easiest method. You can check balance of your FAB account at any FAB branch in the UAE, whether you have a Ratibi, prepaid or salary card.

The complete guide will explain everything that you need to know about FAB ATM Balance Check, such as a step-by-step procedure, card types supported, alternate methods and safety tips.

Best Way to Check FAB ATM Balance

A balance check at an ATM is the fastest way to find out how much you have in your account. It’s not necessary to have an Internet connection or a smartphone. Online banking is also not required. You can print or view your account balance by using your FAB Card at any ATM.

The following are some of the key benefits:

  • Instant account information.
  • Available 24/7 in the UAE
  • FAB Cardholders get free access.
  • All users can benefit from this simple process.

Must Visit: FAB Balance Check 

How to check FAB balance at ATM

It is easy to check your  balance using a FAB machine. You will need your FAB card (prepaid or salary) as well as your PIN.

Step 1 – Locate the Nearest FAB ATM

FAB ATMs can be found in all areas of the UAE, including malls, metros, supermarkets and petrol stations.
Find one nearby using Google Maps or by visiting the FAB website and the branch locator.

Examples of Locations

  • Abu Dhabi Corniche
  • Dubai Mall
  • Sharjah City Centre
  • Ajman Lulu Hypermarket

Step 2 – Insert Your FAB Card

Insert your card in the slot of the ATM once you arrive. It will recognize the card type automatically (such as salary, Ratibi or prepaid).

Insert your chip-enabled card into the slot with the chip facing upwards.

FAB ATM Balance Check

Step 3 – Select Your Language

You will be asked to choose your language preference on the ATM. Depending on whether you prefer English or Arabic, this is your choice. The system then proceeds to the main menu.

Step 4: Enter your PIN

Type your four-digit PIN securely. While you are entering your four-digit PIN, make sure that no one can see the keypad. It is important to safeguard your account and your personal safety.

You can reset your PIN if you visit the nearest FAB branch. Bring a valid ID with you.

Step 5: Select “Balance inquiry” 

 You will be presented with a number of options once you log in.

  • Cash withdrawal
  • You can also deposit
  • Balance Check
  • Mini Statement

To view the current balance of your account, select “Balance Inquiry”, “Check Balance”, or “Balance”.

Step 6 – View or Print Your Balance

You will see your account balance displayed on the ATM screen. The balance can be printed for records.
Take your receipt and card with you before leaving the ATM.

Must Visit: How to Open a FAB Bank Account Online

FAB atm balance check

FAB Balance Check for Different Card Types

FAB has several different types of cards available to suit the needs of customers. The ATM balance checks for the different types of cards are shown below.

FAB Salary Cards

Employers typically provide a FAB to employees so that they can receive their monthly salary directly from the business.

Check the balance of your FAB salary card:

  • Insert your FAB card in the ATM.
  • Select Balance Inquiry and enter your PIN.
  • Instantly view your pay amount

It is particularly useful for those employees without a bank account, but who still wish to track their income. You can check your balance at any time by using the FAB ATMs.

FAB Salary Card

FAB Ratibi card

FAB Ratibi is a payroll card that can be used by workers without bank accounts. The Ratibi card is loaded directly by employers, who pay their monthly salary to the Ratibi. Workers can then use an ATM to withdraw money or check their balance.

Check Ratibi’s balance at ATM.

  1. Find the FAB ATM nearest you.
  2. Select your language and insert your Ratibi Card.
  3. Select Balance Inquiry.
  4. Instantly, your balance appears on the screen.

The method allows workers to manage their money easily without having online access.

FAB Ratibi Card

FAB Prepaid Cards

FAB Prepaid Cards are ideal for online shopping or travel. The cards can be used anywhere in the world and reloaded.

How to check your balance at an ATM

  • Put your FAB prepaid card in a FAB-branded ATM.
  • Select Balance Inquiry
  • You can see the amount available on your card at any ATM.

FAB Prepaid Cards are a great option for frequent travelers. They allow you to manage your spending and check your balance at ATMs.

FAB Credit Card

The ATM balance enquiry will display your credit limit as well as outstanding balance for FAB cardholders.
Insert your credit card and select Credit Card Balance Inquiry to view the remaining amount of your credit or your due payment.

📈 FAB ATM Network in UAE – Quick Stats

Emirate No. of ATMs Popular Locations
🏙 Abu Dhabi 400+ Corniche, Yas Mall, Al Wahda Mall
🌆 Dubai 500+ Dubai Mall, Deira, JLT, Business Bay
🕌 Sharjah 150+ Rolla, Al Nahda, City Centre Sharjah
🏖 Ajman 80+ Ajman City Centre, Corniche Road
🏜 Ras Al Khaimah 60+ Al Hamra Mall, Manar Mall
🏠 Fujairah 40+ City Centre Fujairah, Hamad Bin Abdulla Rd
🌴 Umm Al Quwain 20+ King Faisal Road, UAQ Corniche

FAB ATM balance check: Common problems

You may encounter minor problems when checking your account balance. These are some common issues and solutions.

1. Card is not read or the Rejected

Try cleaning your card and using another FAB ATM in the vicinity if the ATM is not able to read it. Visit a FAB office to obtain a new card if the problem persists.

2. Entering wrong PIN

Your card may be temporarily blocked after three unsuccessful PIN attempts. For a PIN reset, you’ll have to call FAB or go into a FAB branch.

3. There is no balance displayed

Verify that your card has been activated and is loaded with money. Confirm that your top-up or salary has been received for Ratibi cards and Prepaid Cards.

4. Receipt will not print

The balance will still be displayed on your screen even if you don’t have a receipt. Take a screenshot, or you can check later.

Tips to Safely Use ATMs

It is vital that you use a safe ATM. FAB customers should adhere to these security tips.

Protect your PIN

Never share your PIN with others. Always keep the keypad covered when entering it.

Use trusted ATMs

Use ATMs in well-lit areas and avoid those located in isolated or dark places. Avoid ATMs located in dark or isolated areas.

Look for skimming devices

Check the ATM for loose or suspicious items before inserting your card.

You can take your card and receipt

Do not forget your printed receipt and card before you leave the ATM.

Monitoring Your Transactions

Check your app or account statement regularly to detect unauthorized transactions.

Conclusion

All FAB clients in the UAE can check their FAB balance at an ATM. It is quick, easy, and secure. You can access ATMs 24/7 in the UAE, regardless of whether you have a Ratibi Card, Prepaid card or Credit card. FAB offers a mobile application, SMS, and online banking services to help you manage your money wherever you may be.

Related Blogs: FAB iSave Account Explained High-Interest Zero-Fee Savings in UAE

Card Activation FAB Debit Card

FAQs

What is the best way to check your FAB balance?

If you are registered with SMS Banking, then send “BAL” as an SMS to 2121 or visit any FAB-branded ATM.

How can I access my FAB account balance at another bank?

You can. However, some banks charge a fee. For free balance checks, it’s better to use FAB machines.

Does the FAB ATM charge a fee to check my balance?

FAB cardholders can check their balance at ATMs for free.

How can I view the balance of my Ratibi Card online?

You can check the balance of your Ratibi account online via FAB Ratibi or ATM.

How can I unblock my card?

To request a card replacement or reactivation, contact FAB Customer Care at (600) 52-5500.

Arwa Noor

Arwa Noor

About Author

UAE Edge provides clear, reliable insights on UAE policies, immigration, business, and lifestyle. Our goal is to simplify complex government information and deliver trusted updates to residents, expats, and investors. From visa regulations to economic trends, UAE Edge empowers you with accurate content to stay informed and make confident decisions in the UAE.

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