The Abu Dhabi Commercial Bank (ADCB) is among the major commercial banks in the United Arab Emirates with a wide variety of banking services to individuals, businesses, and corporations. Anyone planning to make an international money transfer must know the right ADCB SWIFT code. SWIFT codes, also referred to as BIC (Bank Identifier Codes), are codes that are used to transmit funds safely and successfully to the proper bank.
What is a SWIFT Code?
An internationally recognized standard form of Business Identifier Codes (BIC) that identifies banks and other financial institutions in the world is called a SWIFT code. Each participating bank in any international financial exchange possesses a distinct SWIFT code.
Purpose of a SWIFT Code
- Guarantees the safety and precision of global money transfer.
- Recognizes a certain bank and branch when engaging in cross-border transactions.
- Works together with the IBANs to transfer funds.
ADCB SWIFT Code Details
In the case of Abu Dhabi Commercial Bank, the SWIFT codes will differ when utilizing the office of the bank and when utilizing any particular branch.
Main SWIFT Code (Head Office)
- ADCBAEAAXXX, this is the main code of ADCB headquarters in Abu Dhabi. It is extensively utilized in foreign transfers where there is no mention of the branch code.
Standard 8-Character SWIFT
- ADCBAEAA – This is the standard format (no branch code) accepted by the world.
Branch-Specific SWIFT Codes
The branches of ADCB possess 11-character SWIFT codes, including the identifier of the branch.
- Description: ADCBAEAA060 – Dubai Trade Finance branch.
It is of great importance to use the appropriate SWIFT code. The transfer of money with a wrong code can either slow down transfers or cause transactions to be rejected.
How to Use ADCB SWIFT Code for International Transfers
To send money internationally by ADCB or to ADCB accounts, this is how it should be done:
Collect the Necessary Data:
- Name and address of the recipient in full.
- ADCB account number
- Branch SWIFT code (11 or 8 characters as required)
- Recipient’s IBAN
Initiate Transfer:
- Wire transfer can be done online in banking, ADCB mobile application, or in a physical branch.
Verify Details:
- Reconfirm the SWIFT code and account number and submit.
- Wrong SWIFT codes may slow down or divert the transfer.
Confirm Transfer:
- Retain the reference number or confirmation number of transactions.
ADCB Branch Locations and SWIFT Variations
ADCB has branches in various parts of the UAE, including Abu Dhabi, Dubai, Sharjah, and Ajman. Branches might be assigned a different SWIFT code, but most cross-border transactions are not at risk using the head office code ADCBAEAAXXX to make the transaction, in case a branch-specific code is not known.
ADCB Branch Locations and SWIFT Variations
| Branch Location | SWIFT Code |
| Abu Dhabi Head Office | ADCBAEAAXXX |
| Dubai Branch | ADCBAEAA060 |
| Sharjah Branch | ADCBAEAA070 |
| Ajman Branch | ADCBAEAA080 (example, confirm with branch) |
Best Practices for Using ADCB SWIFT Code
- Use the SWIFT code always to send money.
- Confirm codes using the official resources of ADCB or contact the branch.
- Do not write typos in the names of accounts and beneficiaries.
- Record transaction records to trace and settle disputes.
Conclusion
ADCB SWIFT code is a must have to someone who wants to transfer money internationally to or out of UAE. Using the head office SWIFT code ADCBAEAAXXX or code of a branch, you will save time, avoid delays and get your money. The SWIFT code should always be checked with ADCB before proceeding with a transfer, and a SWIFT code should be matched with the appropriate IBAN to enter the transaction successfully.
Adhering to all these, the customers of ADCB will be able to have an uninterrupted cross-border banking and international financial services.
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FAQ’s
1. How to find SWIFT code UAE?
Check your bank account, the official bank site or call your branch.
2. Does it have a SWIFT code per branch?
Yes, some banks have branch-specific SWIFT codes (usually 11 characters) and the main bank SWIFT code (8 characters) which identifies the entire bank.
- Eg. ADCB Head Office – ADCBAEAAXXX (8 or 11 characters).
- Branch specific codes might be required in order to process or transact faster.
3. What is Ajman Bank UAE SWIFT code?
The SWIFT/BIC code of Ajman Bank UAE is:
- AUBKUAEAXXX- It is the global code that is applied in transfer of money to Ajman Bank.
4. Which bank is CITIUS33?
Citibank N.A., New York, USA
5. How do I check a SWIFT code?
To check the SWIFT code of your bank you can:
- Going to the bank web site.
- Checking your balance sheet or bankbook.
- Through the SWIFT directory like swift.com or iban.com.
- Getting in touch with your bank branch.
6. What is a SWIFT code CITIUS33 routing number?
SWIFT code does not mean routing number; routing numbers are applied to in country US transfers.
7. Whose SWIFT code is IRVTUS3N?
New York, USA Irving Trust Company.
8. What is the way to verify the SWIFT of your bank?
Check your bank account, internet banking or call your branch.
